Effective December 1, 2024

Our business checking accounts receive a monthly earnings allowance based on the account balance. This allowance can offset all or part of the item fees listed below.

Commercial Checking

Item	Fee
Monthly Service Charge	$12.00
Deposit	$0.75
Each Item Deposited	$0.15
Each Check Paid	$0.19
ACH Items	$0.19

Free Business Checking Plus

Item	Fee
Monthly Service Charge	None
First 200 transactions per month	None
Additional items over 200 – Includes deposits, items deposited, ACH, ATM/Debit transactions, withdrawals and checks paid.	0.30 each

Schedule of Fees for Business Accounts

Service	Fee
Returned Deposit Item	$8.00
Stop Payment Request (per check)	$25.00
ACH Origination Service (per month)	$15.00
Mobile Check Deposit
> Regular Service $5,000 per day; $15,000 in any 30-day period	Free
> High Limit Service - $15,000 per day; $100,000 in any 30-day period (per month)	$10.00
Remote Check Deposit Service – Monthly	$35.00
Remote Check Deposit Service – Per Location	$35.00
Attachment	$75.00
Audit Confirmation	$50.00
Overdraft, Insufficient or Uncollected Funds: Fees may be imposed for transactions created by checks, in-person withdrawals, ATM withdrawals, ACH withdrawals or by any other electronic means, whether paid or unpaid.
> Overdraft Charge (OD) – Items Paid (per item)	$30.00
> Insufficient Funds Charge – Items Returned Unpaid (per transaction)	$30.00
> Uncollected Funds Charge – Items Paid or Returned Unpaid (per item)	$30.00
Coin Deposit (per bag)	$5.00
Returned Loan Payment Item	$30.00
OD Protection Transfer Fee	$2.00
Research per hour (minimum)	$50.00
Special Handling	Varies
Tax Levy	$75.00
Domestic Wire Transfer: Incoming	$15.00
Domestic Wire Transfer: Outgoing	$25.00
International Wire Transfer: Incoming	$15.00
International Wire Transfer: Outgoing	$40.00
Positive Pay	$60.00